Personal Insurance

protection for your car

As consumers, we are inundated with advertisements promising us auto insurance at the lowest available price. What those ads don’t explain is that you will rarely get the lowest premium on car insurance by going directly to one specific carrier. And, who has time to visit three separate insurance websites and enter the same basic information over and over again only to receive three quotes that are comparable in price?
An independent insurance agency like Crusberg Decker Insurance does the legwork so you don’t have to. We take the basic information you give us and compare rates from many different carriers, not just one or two. Some of the insurance carriers who spend the least on advertising provide the most all-encompassing protection at the most reasonable rates, so don’t be fooled by insurance companies with large advertising budgets.

protection for your home

Most homeowners understand the importance of homeowners insurance. When you’ve invested so much in a starter home, a vacation home or your dream home, you want to protect it at all costs. Understanding what your homeowners insurance does and does not cover is the first

step in ensuring your investment is always safeguarded. For example, will your homeowners insurance cover you in the event of a flood? What if an earthquake fractures your home’s foundation?
The fact is that while homeowners insurance protects against fire damage, wind damage, robberies and vandalism, it doesn’t protect you against earthquakes or flood damage. A supplemental flood or earthquake policy is needed to safeguard you against these two potentially devastating natural disasters. Visit our Earthquake Insurance page for more details.
We also recognize that homeowners aren’t the only ones who need insurance to protect their homes and physical assets. If you own a condominium, townhouse or rent an apartment, you face different but equally serious risks. Our agency can help you create a renters or HO-6 policy to protect your belongings and the interior of your unit.
You have a lot to protect; we can help. Contact Crusberg Decker Insurance at 800.640.1712, or fill out the form on this page to learn more.

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