Life Insurance

Life insurance is gaining in popularity. The purpose of a Life Insurance is to provide a financial security net in the form of a lump-sum death benefit payout to loved ones. The benefit will prevent the need for lifestyle changes and economic hardship due to a reduction in earnings caused by the sudden death of an insured. Life Insurance is offered to employees by many businesses as part of a standard benefits package, however in case of a job change, the life insurance policy will disappear.

The size of a death benefit varies significantly and is directly correlated with the monthly premium payments of a policy. Age, health and lifestyle of the insured plays an important part in determining the monthly premium of a life insurance.

Different types of Life Insurance such as Term Life and Permanent Life serve different objectives and come with different monthly payment plans and death benefit payouts.

Your Crusberg-Decker insurance agent can help you determine the best type of life insurance to fit the needs of yourself and your beneficiaries as well as the optimal monthly payment plan that will secure your beneficiaries’ lifestyle in case of your passing. With access to life insurance plans from A-rated carriers, we can give you all the information you need to make these tough decisions. Contact us at 800.640.1712 or fill out the form on this page to learn more.

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