Not all homes are the same so it makes sense that different coverage is available to meet different needs. Here are some things you should know about homeowners insurance.
Even though each home is unique there are some things that all homeowners insurance quotes will have. Every standard homeowner’s insurance policy will include coverage for the dwelling, other structures, personal property, loss-of-use, personal liability, and medical payments. These are common features of all homeowner’s policies and the cost will vary based on a variety of factors. Although these coverages are valuable, they may not completely shield you from exposure to risk.
A standard home insurance policy insures your home and personal property against perils, such as fire, lightning, theft, and vandalism. Endorsements are additional coverages you can add to cover things that aren’t included in a standard policy. Here are some of the most common additions:
Service line coverage insures against damages including:
If you’re looking for home insurance quotes or want to review your coverage to make sure you have what you need, let us know, we’d love to help.